Borrowing
Personal loan calculator
Estimate payments, interest and net proceeds for a personal loan.
How to use this calculator
Enter Loan amount, Annual interest rate, Loan term and Origination fee. Estimate payments, interest and net proceeds for a personal loan. The answer updates when you change an input.
Understanding the result
This estimate shows the contractual balance payment and how an upfront percentage fee can reduce received proceeds.
Common questions
What assumptions does this result use?
Fixed rate, equal monthly payments, fee withheld upfront; late fees and lender-specific rules are excluded.
Are intermediate values rounded?
No. The calculation retains JavaScript number precision internally and formats only the displayed result unless the stated method requires a discrete whole value.